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Branch Lobby Closures: We have closed all branch lobbies until further notice. Drive Up access is available at our branches with a Drive Up. Rest assured, your funds are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Click here for more information.
IBMSECU is now iTHINK Financial! Click here for more information.
Welcome Oculina Bank

Welcome Oculina Bank Customers

Welcome New Members from Oculina Bank!

The merger between Oculina Bank and iTHINK Financial is now complete! You can now access your personal accounts and loans through iTHINK Financial's Online Banking or Mobile Banking App. You will need to register for the Online Banking system prior to logging in for the first time (click here for instructions on how to register).

Check out all our Online Services available to you through Online Banking and our Mobile Banking App.

Business members can access some services through iTHINK Financial's Cash Management. For the services listed below, you will still need to access Oculina Bank's Cash Management until each service has been converted to iTHINK Financial's system.

Here are some Oculina Bank links you may still need to access your old accounts:

Oculina Bank's Online Banking (read-only access to view historical transactions)
         - Forgot username/password?

Oculina Bank's Cash Management services:


What You Need To Know

You are in excellent hands with iTHINK Financial, and you now have access to a much broader array of financial products, services, and member benefits.

Learn more about your new accounts and the benefits of iTHINK Financial membership.

Frequently Asked Questions

Our goal is to make your move to iTHINK Financial as seamless and smooth as possible. We know you have questions and we want to make it as easy as possible for you to find the answers to those questions.

Learn the answers to many of the frequently asked questions we've been getting.

Service Excellence in our Community

iTHINK Financial has a strong commitment to supporting our local communities through our Southeast Credit Union Foundation, whose mission is to improve the lives of children and families in the communities we serve. Annual events include our Scholarship Program, School Ready Days, and Jingle Bells at the Branches.

Discover how we provide Service Excellence to our local communities.


If you have any additional questions or need assistance with anything, please contact us at 800.873.5100 or


We look forward to serving all your financial needs!



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