Use our HomeAdvantage™ program to find the home of your dreams.*


iTHINK Financial’s HomeAdvantage™ program** is a free, no-obligation program that is here to help you find the home of your dreams. Simply enroll in the HomeAdvantage program and use one of our iTHINK Financial-approved real estate agents to gain access to our exclusive rebate program. When you work with any agent in our network to buy or sell a home, you’ll receive a 20% cash rebate on the agent’s commission. Your rebate comes in the form of a check issued within 60 days after closing.


Get more out of your mortgage:

  • We offer 100% mortgage financing.
  • Get peace of mind with a 60-day rate lock-in at no cost to you.
  • Low, fixed rate loans with various convenient payment terms available.
  • Jumbo loans available up to $1,500,000.
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Enroll in HomeAdvantage Today!

Use our HomeAdvantage™ program to search for homes, find a real estate agent, and earn a rebate after closing.**

Apply for your First Mortgage Online

For more information, call us at 800.873.5100, ext. 7722 or email us at mortgage@ithinkfi.org.

*All iTHINK Financial real estate loans are subject to income verification and credit approval. 100% financing available on purchase transactions only and have credit qualifications. Speak with your iTHINK Financial Mortgage Loan Officer for details. For more information, contact a Mortgage Representative at 800.873.5100, ext. 7722 for full details on the rates, terms, fees and conditions that may apply. Certain states may not be eligible.

** HomeAdvantage™ is a non-affiliated, third-party provider for iTHINK Financial to which limitations apply. Visit ithinkfi.org for more information on real estate services. Member rebates are calculated on a percentage of the HomeAdvantage™ program-approved real estate agent’s commission, to be paid by check by CU Realty Services, LLC, within sixty (60) days of the mortgage loan closing. Home buyers or sellers are not eligible for the rebate if they use an agent outside this network. Rebate incentives are available in most states; however, are void where prohibited by law or by the lender.