Earn a Bonus with Your Credit Card.

Open a Visa® Platinum Credit Card from 12/1/21 - 12/31/21 and earn a $50 bonus if you transfer $2,500 or more within the first 30 days. Plus get a rate as low as 4.99% APR on Balance Transfers for the life of the transaction.*

Enjoy the following perks with our credit card:

  • Fewer fees and variable rates as low as 8.90% APR*
  • Balance transfer rates as low as 4.99% APR*
  • No balance transfer fees
  • No cash advance fees
  • Unlimited cash advances up to your available credit card limit
  • No automatic rate increases if your payment is a few days late
  • No annual fee
  • Overdraft option for your credit union checking account
  • Visa Zero Liability Policy, Visa Checkout and optional Visa Secure Program security features
  • Lost or stolen credit card? Freeze it instantly with Card Control
  • Use your iTHINK Financial credit or debit cards with Mobile Payments (Apple Pay, Samsung Pay, Google Pay, FitBit Pay and Garmin Pay) almost anywhere you can swipe your card
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It's easy to apply!

Just complete our simple online application to open your Visa Platinum Credit Card. Or contact us to apply at 800.873.5100, ext. 7701 or email us at loans@ithinkfi.org

Click here for full Visa® Credit Card Disclosures

*APR = Annual Percentage Rate. Credit card “as low as” rates are variable and subject to change based on market conditions. Actual rates are based on creditworthiness and other qualifications, so your rate may differ. Foreign transactions, transactions completed by you or that a merchant completes on your card outside of the United States, are subject to a 2% fee per transaction. Bonus payment offer valid 12/01/2021–12/31/2021. $50 bonus is for new credit cards only. Bonus payment will be deposited into membership savings by 02/06/2022. Transfer balances of $2,500 or more in the first 30 days to your new credit card and you may be eligible to earn a $50 bonus. Balance transfers must be processed by credit union personnel during the first 90 days of account opening to receive 4.99% APR for life of the transaction. Actual balance transfer rates range from 4.99%–10.99% APR and depend on credit history, so your rate may differ. Variable rates range from 8.90%–18.00% APR. Online banking and overdraft transfers are processed as cash advance transactions and do not qualify as a balance transfer transaction. Balance transfer proceeds may not be used to pay down or towards another iTHINK Financial loan or debt. Other terms and conditions may apply; contact a loan advisor for details.