Skip to Content Skip to Sitemap
Hurricane Laura and Sally Assistance: If you were negatively impacted by Hurricane Laura or Sally, we are here to help. Please click here to learn about our options for financial assistance.
Credit Cards

Chip Technology

iTHINK Financial Visa Credit Cards now come with built-in chip technology. This gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card is not only more secure – it’s also easy to use. Here’s what you can look forward to as a cardholder.

chip technology
Enhanced fraud protection.

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Global acceptance.

More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa credit cards are accepted.

Easy to use.

Simply swipe your card like you do today. However, if a chip-activated terminal is available insert your card instead and follow the prompts.

No matter how you pay, you‘re protected against unauthorized use with Visa‘s Zero Liability Policy.*

Keep in mind, you can continue to use your chip card online and over the phone … the same way you do today.
 

If a chip-activated terminal is available, follow these easy steps:

  1. Insert the chip end of your card into the terminal with the chip facing up.
  2. Keep your card in the terminal and follow the prompts.
  3. Remove your card when prompted and take your receipt.

If a merchant is not yet chip-activated, you can still swipe your card to pay.
chip terminal

Q: What is a chip card?

A: iTHINK Financial Visa Credit Cards now feature chip technology. You’ll enjoy global acceptance plus an enhanced level of security.

Q: How does chip technology protect my information?

A: Whenever you use your card at a chip-activated terminal the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.

Q: Where can I use a chip card?

A: You can use your card at millions of places that accept Visa credit cards, at home and around the world.

Q: Can I still swipe my card to pay?

A: Yes. If a merchant is not yet chip-activated, you can continue to swipe your card.

Q: Will I have to pay any fees to use a chip card?

A: No. There are no additional fees to use a chip card.

Events

Event Icon

Live Homebuyer Webinar on Sep 22

Learn More
Event Icon

Reverse Mortgage Webinar on Sep 24

Learn More
Event Icon

Business Webinar: Branding Yourself Through Social Media on Sep 30

Learn More
Scroll to Top