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Prequalified HELOC Disclosures

*APR= Annual Percentage Rate. “Prequalified” means a preliminary review of your Experian credit report showed you met our credit requirements. Credit may not be extended if you do not meet our credit requirements or if you omit required information on your application. Prequalified offers are not transferrable. Home Equity Line Of Credit (HELOC) rates are variable and based on creditworthiness and other factors, so your rate may differ. Rates subject to increase based on market conditions. Maximum APR of 18.00%. Minimum credit line is $7,500. Applications must be received by 3/31/19 and funded by 5/31/19 to qualify for promotional offer. Must maintain a $10,000 average balance for the first 30 days to lock in promotional rate for 12 months. If the HELOC is discontinued or paid off within 3 years, and the Credit Union paid your closing costs, the Credit Union will be reimbursed for the actual closing costs up to a maximum of $800. Offer available on owner-occupied homes. No closing costs feature available on loans up to and including $100,000. In certain circumstances, borrower may need to pay for appraisal and/or title fees, and property and flood insurance may be required. Consult your tax advisor on potential tax benefits. Certain states may not be eligible. Other terms & conditions may apply, contact a Mortgage Representative for details.

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