Auto Loans
New Auto and Truck Loans
| Rates as low as* | Term* | APR* |
|---|
| 1.99% APR | up to 36 months | 1.99% -13.84% |
| 37 - 72 months | 2.64% - 14.74% |
| | 73 - 84 months** | 3.89% - 15.24% |
Used Auto and Truck Loans
| Rates as low as* | Term* | APR* |
|---|
| Model Years 2017 – 2020, as low as 1.99% APR up to 36 months | Up to 84 months | 1.99% – 15.74% |
| Model Years 2016 & Older, as low as 2.49% APR up to 36 months | Up to 72 months | 2.49% – 15.74% |
Use one of our Auto Buying services to find your next New or Used Car
Not only will we find that perfect car for you, we’ll get you the best price for it! Plus, get a .25% discount on your Credit Union Auto Loan when you use one of our Auto Buying services.
Calculate how much your loan payments will be.
Motorcycle, Boat, Motorhome, and Camping Trailer Loans
Motorcycles
| Rates as low as* | Term* | APR* |
|---|
| 4.24% APR | New, up to 72 mo | 4.24% – 15.49% |
| Used, up to 72 mo | 4.49% – 16.49% |
Boats
| Rates as low as* | Term* | APR* |
|---|
| 4.24% APR | New, up to 240 mo | 4.24% – 17.24% |
| Used, up to 240 mo | 4.49% – 17.24% |
Motorhomes
| Rates as low as* | Term* | APR* |
|---|
| 4.24% APR | New, up to 180 mo | 4.24% – 17.24% |
| Used, up to 180 mo | 4.49% – 17.24% |
Camping Trailers
| Rates as low as* | Term* | APR* |
|---|
| 4.24% APR | New, up to 180 months | 4.24% – 17.24% |
| Used, up to 180 months | 4.49% – 17.24% |
Personal Loans (Share Secured, Certificate Secured, and Term Loans)
Share Secured Loans
| Rates as low as* | Term* | APR* |
|---|
| 4.00% APR | Up to 120 months | 4.00% |
Certificate Secured Loans
| Account Type | Term* | APR* |
|---|
| Up to 120 months | + 4.00%*** above Certificate Dividend Rate |
Term Loans
| Rates as low as* | Term* | APR* |
|---|
| 10.15% APR | Up to 60 months | 10.15% – 17.40% |
Effective Date:
Apply for a loan today!
Refer to Visa Credit Card Rates and Fees for details on Visa® Credit Cards.
*APR=Annual Percentage Rate. Rates based on terms, credit score, and other conditions. Inquire within for details. Not all members will qualify for the lowest auto loan rate. Rates subject to change without notice. All iTHINK Financial Loans, including Visa® Credit Cards, are subject to income and identification verification. Contact a Member Service Advisor for the most current rates, terms, fees and conditions that may apply. The consumer loan disclosures are located here: Consumer Lending Plan; credit card disclosures are here: Visa Credit Card Account Agreement and Visa Rates and Fees. The loan rates are accurate as of disclosed effective date and are subject to the Modification of Plan paragraph in the Truth-In-Lending Disclosure Statement and Agreement. Terms reflected on the Loan Rate sheet are maximum terms allowed. The Credit Union may require shorter repayment terms for certain loan amounts.
**$20,000 minimum loan required for 84-month term.
***Contact the Credit Union for the present Certificate rates to determine the current APR.