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  • Appointments at your convenience.

    Appointments at your convenience.

    Set up in-branch or phone appointments using our new online scheduling tool.

  • Give the Gift of Credit Union Membership

    Give the Gift of Credit Union Membership

    This July and August, our FamilyPlus program will give you $70 for each referred member who joins iTHINK Financial.*

  • Activate your Debit Card for a chance to win $1,000

    Activate your Debit Card for a chance to win $1,000

    Activate your iTHINK Financial Visa Debit Card by July 31, 2021, for the chance to win one $1,000 prize or one of ten $100 prizes.

  • You could win $10,000 and meet Noah Lyles.

    You could win $10,000 and meet Noah Lyles.

    Simply use your Visa card from 6/15/21 to 8/15/21 to be entered for a chance to win $10,000 and meet Olympic Games hopeful Noah Lyles, courtesy of Visa. 

    Ends 8/15/21. Click here for official rules.

  • Save more with a 1.00% Certificate!

    Save more with a 1.00% Certificate!

    Start saving for your future with our limited-time 1.00% APY* 46-month Certificate!

  • Long-Term Budgeting  vs. Short-Term Savings Tips

    Long-Term Budgeting vs. Short-Term Savings Tips

    Read our blog article to learn smart budgeting tips, including long-term budget ideas and short-term savings strategies.

PRO Unlimited Employees

You are eligible to join iTHINK Financial.

Apply online and use this promo code to receive your free $30:


Use the above promo code to receive:*

  • $5 for your new Membership if you sign up for eStatements

Plus receive an additional:

  • $25 if you open a Checking Account with a Debit Card and open a non-real estate Loan ($25 will be deposited when loan is disbursed by the Loan Department).

Your Community Development Manager:

Tiffany Flood

What is a credit union?

A credit union is a not-for-profit financial institution that is owned by its members. Due to their not-for-profit status, credit unions generally offer high-yield deposits, low interest-rate loans, and low fee structures.

  • One in three Americans belongs to a credit union
  • A new Member joins iTHINK Financial every 20 minutes, each business day
  • 94% of Members trust that the Credit Union is concerned with their financial well-being
  • 95% of Members are satisfied with the Credit Union’s overall level of service
  • As a Member and owner for life, you can use the superior, valuable services of your Credit Union even if you move or change employers.

Why should you join?*

  • Convenient branches in Florida and Georgia, as well as a nationwide network of nearly 5,500 CO-OP Shared Branches** that are available to you
  • Access to more than 60,000 nationwide surcharge-free ATM locations > Find your nearest ATM
  • 24/7 access to your accounts through Online, Mobile, and Telephone Banking
  • MyWallet Free Checking has no monthly service fees and no minimum balance fees, plus myWallet Youth Checking is available to members as young as 16!***
  • All other Checking accounts include Identity Theft Protection and Credit Monitoring****
  • Certificates, Money Market accounts, and IRAs
  • Free Online Bill Paying and Free eStatements
  • Free eDeposits and eTransfers through Online Banking
  • Auto Loans, First and Second Mortgages, Home Equity Lines of Credit, Visa® Credit Cards, and more
  • Access to free financial counseling and money management programs
  • Membership REWARDS program - savings on many products and services
  • The personalized service that makes us unique
  • Lifetime Membership for you and your immediate family members

What makes us unique?

Our Personalized Service, without it we'd be just another financial institution!

How to join?

  • Only $5 is needed to open a savings account and $25 to open a checking account
  • Complete our online Membership Application
  • Enjoy the benefits of your lifetime Membership with iTHINK Financial!

For more information, please contact a Member Service Representative at 800.873.5100 or

Introduce your friends and family to ours and get $70


Our members tell us how much they love banking with iTHINK Financial. So why keep it a secret? Share us with your loved ones. With FamilyPlus, you can share your membership benefits and earn a $70 reward for each member who joins!

Submit your FamilyPlus Referrals here.

*All iTHINK Financial Memberships, share and loan accounts and Visa® Debit Cards are subject to eligibility, income, address and identification verification, qualification and credit approval. Please refer to a current Membership Disclosure, Fee Schedule and Share Account Rate Sheet or contact a Member Service Advisor for more details on the rates, terms, penalties, fees and conditions that may apply. New Members who open a Membership (Savings) account with eStatements will receive a $5 deposit to their Savings accounts. Members who apply for a non-real estate loan and open a Checking account with a Visa® Debit Card will receive a $25 deposit to their Checking accounts when the loan is disbursed. Offer subject to change without notice, not valid to refinance existing iTHINK Financial loans.

**A fee of $1.00/per day may be assessed for transactions done at a CO-OP Shared Branch location.

***Must be at least eighteen (18) years old, or at least sixteen (16) years old with a qualified joint owner of at least eighteen (18) years of age or older to open a myWallet Youth Checking account. International Service Assessment (ISA) fees may apply to non-U.S. transactions, and ATM surcharge fees may be incurred at ATMs not owned and operated by iTHINK Financial or partners of the surcharge-free network.

****A $1.90 monthly service fee will be assessed each month on all personal Checking accounts except for myWallet Free Checking. Limit (1) monthly service fee per membership, even if you have more than one Checking account.

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