Mikes Message

Dear Members, 

I hope you are all enjoying cooler weather where you are! This is always a fun time of year as the holidays and the New Year draws near. Fall is a season of new beginnings and transformation, and at iTHINK Financial, we are excited to offer you exclusive opportunities to make the most out of this season. Here are a few ways your iTHINK membership can pay you.

Family Plus

Introduce your friends and family to ours! Receive $70 for each referred member who joins iTHINK Financial this November.* With FamilyPlus, you can share your membership benefits and earn a reward for each friend or family member who joins.

Certificate Deposit

We have two great certificate specials to offer you this month to earn money on your savings: A 9-month, 5.15% APY certificate and a 13-month, 5.35% APY certificate. So, start saving for your future with these limited-time certificate specials! APY = Annual Percentage Yield. $1,000 minimum opening deposit, fees could reduce earnings, penalty may be imposed for early withdrawal. Federally insured by NCUA. 

iTHINK Financial Credit Card

Let this November be a season filled with financial growth. Ring in the holidays with a bonus! The iTHINK Financial Platinum Visa Credit Card** has low variable rates, no annual fee, no cash advance fees, no balance transfer fees, and many free benefits. Apply today; don’t wait! Earn a $50 bonus when you open a Visa Platinum credit card between 11/1/23 and 12/31/23 and make a qualifying balance transfer within 30 days. Compare that to what’s in your wallet! Bonus will be paid by February 6, 2024.

Jingle Bell at the Branch

We are always in the season of community spirit here at iTHINK Financial. The mission of the iTHINK Community Foundation is to improve the lives of children and families in the communities we serve. The holiday season is one of the best times of the year to further this commitment. Each year during the holiday season, the iTHINK Community Foundation hosts Jingle Bells at the Branches where children in need can come and enjoy activities, holiday treats, and a special guest appearance right from the North Pole. This year, community members and iTHINK Financial members can donate through December 31, 2023, by going to ithinkfi.org/foundation. You can also support the iTHINK Community Foundation by purchasing a Jingle Bells icon at your branch. Call 800.873.5100 to learn other ways you can help the iTHINK Community Foundation improve the lives of children and families in the communities we serve.

Business Credit Card


Are you a business owner? Spend smarter for your business. Get the freedom to control business expenses your way with an iTHINK Financial Business Visa Credit Card. This versatile credit card helps you manage your cash flow using the latest in card technology and security. You’ll enjoy convenience, security, and worldwide acceptance! For additional information, visit ithinkfi.org/business. 

November is a good time to improve your finances and plan for your future. Join us for our free webinars:
• A "Fortifying Your Financial Future" webinar hosted by Rob Means, Financial Advisor, LPL Financial on Tuesday, November 7th from 11:00 a.m. - 12:00 p.m. EST. In this webinar, you will learn about strategies for building retirement savings, balancing different financial goals, and preparing your estate plan.+
• A “Boost Business with Gift Cards” webinar hosted by the iTHINK Financial Team on Wednesday, November 29th, from 6:00 p.m. – 7:00 p.m. ET.

For more information or to register for one of these webinars, click here.

Your credit union has so much gratitude for each one of our members. We invest in you because we want you to live your best financial life. No matter what stage in life you are in, we are here to help you succeed. Thank you again for your loyalty!


Michael Miller CEO