May 2023
Dear Members,
I hope you all are having a great start to your spring! May is an exciting time as school nears an end and many of us start to think about summer vacations and warmer weather! The beauty of a life-long iTHINK Financial membership is why we are here, to assist you with handling any of your financial needs or phases. Let us help you on your financial journey!
Would you like to earn more on your savings while giving back to the community? Then our myChoice Checking account is a great option for you to earn money on your deposits all while protecting your identity. This account now offers 7.00% Annual Percentage Yield up to the first $3,000 in deposits and it also includes 0.05% APY on balances above $3,000. Dividends are compounded and paid quarterly. Rates are variable. Funds are federally insured by NCUA. Identity Theft Protection Services and Credit Monitoring of the three major consumer credit bureaus for one individual in the household are also included. And better yet, $1 of the $1.90 monthly service fee is donated to the iTHINK Community Foundation to further improve the lives of children in communities we serve. Open a myChoice Checking account today!
Would you like to get a higher return on your savings without the risk of investing? Put your tax refund in an iTHINK Financial certificate! We have two great certificate specials to offer you this month to earn money on your savings: A 7-month and a 14-month certificate. So, start saving for your future with these limited-time certificate specials! Remember, our deposits are federally insured by NCUA.
Do you love live music? You could win concerts for year! Enter the iTHINK Financial Concerts for a Year sweepstakes between May 1 and June 12, 2023. One winner will receive concerts for a year given in the form of $3,000 in Live Nation gift cards. No purchase required.
We offer Small Business Administration 7(a) loans for all eligible purposes, including real estate purchase or refinance, business acquisition or startup, and equipment purchases. iTHINK Financial has a full-service SBA lending department. These loans are offered at competitive rates for terms of up to 25 years. We make it easy to apply! iTHINK Financial is an Equal Housing Lender.
May is a great time to refresh your commitment to improving your finances. Join us for our free webinars:
A “Fragile Decade” webinar hosted by the iTHINK Financial Wealth Management team on Tuesday, May 23rd, from 11:00 a.m. - 12:00 p.m. Attend our introductory webinar to learn about: what the Fragile Decade is, the emotional aspect of the four phases of retirement transitions, the four core pillars of retirement happiness to focus on and what matters most, and receive a year-by-year, countdown-to-retirement blueprint.
A live Homebuyer Webinar presented by iTHINK Financial Mortgage experts on Tuesday, May 30th, from 6:00 p.m. - 7:00 p.m.
An “eCommerce for Small Business: Tips for Getting Started” business webinar hosted by the iTHINK Financial Team on Wednesday, May 31st, from 6:00 p.m. - 7:00 p.m.
For more information or to register for one of these webinars, click here.
We appreciate all our members, but especially all our moms this May! Happy Mother’s Day! We look forward to serving you all on your financial journey!
April 2023
Dear Members,
Goodbye Winter! Hello Spring! It’s a perfect time for me to renew our commitment to you and reassure all members that your credit union is a strong and stable financial institution. Despite the economic turmoil and ongoing inflation, your credit union had another strong financial year in 2022. Our mission is to make sure we take care of you. We are your SAFE HAVEN! For more than 52 years, iTHINK Financial has served as a pillar of stability, safety, soundness, and service by investing in the financial well-being of our members and their communities.
We have so much to offer you this month and want to help future members on their financial journey. April is a great time to introduce your friends and family to the credit union! Receive $70 for each referred member who joins iTHINK Financial this month. With FamilyPlus, you can share your membership benefits and earn a reward for each friend or family member who joins.
Are you spring cleaning and want to get rid of old, outdated, and useless files? Join us at one of our free iTHINK Financial Shred Day events this April! Also, come get free credit monitoring and ID theft, and fraud protection materials. This is a good opportunity to protect yourself from identity theft by discarding financial and personal documents. Enjoy free refreshments, giveaways, and more! You can also help your community by donating non-perishable or canned food items at each event.
The iTHINK Community Foundation is excited to host the sixth annual Virtual 5K, Kilometers for our Community. It will take place Saturday, April 29th, and Sunday, April 30th. You can choose to run it wherever you wish – at the gym or a local park, the possibilities are endless! Pay $5 to enter a drawing to win an Apple Watch; select "Apple Watch Raffle Ticket" on the Foundation Store at ithinkfi.org/foundation. All ages are encouraged to participate in this fundraiser that helps improve the lives of children and their families in the communities we serve. For more information and registration, visit the iTHINK Community Foundation webpage under the Community Tab at ithinkfi.org.
South Floridians, stop by the iTHINK Financial Booth at SunFest, Friday, May 5th to Sunday, May 7th. As a proud sponsor of the event, iTHINK Financial offers guests a chance to win big prizes including: one winner and a lucky guest will receive tickets to a 2023 concert at the iTHINK Financial Amphitheatre and one winner will receive a $100 Visa gift card.
April is a great time to renew your commitment to improving your finances. Join us for our free webinars:
- A “Fortifying Your Financial Future” webinar hosted by the iTHINK Financial Wealth Management team on Tuesday, April 25th, from 11:00 a.m. - 12:00 p.m. Attend our introductory webinar to learn about: Strategies for building retirement savings, balancing different financial goals, and preparing your estate plan.
- A live Homebuyer Webinar presented by iTHINK Financial Mortgage experts on Tuesday, April 25th, from 6:00 p.m. – 7:00 p.m.
- A “The Role of Advisory Boards: What, Why, and How?” business webinar hosted by the iTHINK Financial Team on Wednesday, April 26th, from 6:00 p.m. – 7:00 p.m.
For more information or to register for one of these webinars, click here.
We have two great certificate specials to offer you this month to earn money on your savings. So, start saving for your future with these limited-time certificate specials! Remember, our deposits are federally insured by NCUA.
We value your trust and thank you for being a member! We want our members to be members for life and for you to continue growing and building your financial future with us. We look forward to serving you on your financial journey!
March 2023
Dear Members,
Spring is in the air at iTHINK Financial! As the seasons change from winter to spring, I promise you that one thing remains the same - Our commitment to providing you with Service Excellence. This means that each and every experience you have with your credit union should be a memorable one.
This month, we celebrate you, the member! We invite you to join us as we celebrate Member Appreciation Days all month with complimentary Chick-fil-A lunch and a prize giveaway at our branches. One lucky person will win $50 at each event. Please visit ithinkfi.org for locations and dates.
Do you know a graduating senior or college student? The iTHINK Community Foundation, founded by iTHINK Financial, gives credit union members the opportunity to apply for a $2,500 scholarship every year. Graduating high school seniors or currently enrolled college or trade school students can apply by completing an application and writing an essay or creating a video that describes your career goals. 2023 applications will be accepted beginning March 1, 2023. Application deadline is March 31, 2023. Recipients will be announced by June 2023.
For more information and registration, visit the iTHINK Community Foundation webpage under the Community Tab at ithinkfi.org.
Our iTHINK Wealth Management Financial Advisors want to help you pursue your financial goals! Learn more about this service at any one of our complimentary member Meet and Greets from 8:30 a.m. to 4:00 p.m. at all branch locations this month! Visit ithinkfi.org for locations and dates.
March is another chance to clean-up your finances. Join us for our free webinars:
- A “Women and Investing – Taking Charge Of Your Financial Future” webinar hosted by the iTHINK Financial Wealth Management team on Tuesday, March 21st, from 11:00 a.m. - 12:00 p.m. Attend our introductory webinar to learn about: What a “bear market” is and their recent history, introduce participants to behavioral finance and how it affects decision-making.
- A live Homebuyer Webinar presented by iTHINK Financial Mortgage experts on Tuesday, March 28th, from 6:00 p.m. – 7:00 p.m.
- A “How the Small Business Administration Can Help You” business webinar hosted by the iTHINK Financial Team on Wednesday, March 29th, from 6:00 p.m. – 7:00 p.m.
For more information or to register for one of these webinars, click here.
We have two great certificate specials to offer you this month to earn money on your savings: A 9-month and a 13-month certificate. So, start saving for your future with these limited-time certificate specials! Remember, our deposits are federally insured by NCUA.
Still haven’t done your taxes yet. iTHINK Financial has partnered with TurboTax and H&R Block this tax season to get you your biggest possible refund! Get the tax help you need and special member savings with TurboTax and H&R Block. TurboTax allows you to file with the #1 best-selling tax software, to help you get your taxes done right, and get your maximum refund, guaranteed. PLUS, as a credit union member, you can save up to $15 when you file with TurboTax. With H&R Block, whether you want to meet with a tax pro in-office, via drop off, or send your documents virtually, let the tax pros do the rest. H&R Block will always get your biggest possible refund, guaranteed. As a credit union member, first-time filers will receive $25 off their expert tax prep, and returning customers get the Tax Identity Shield® add-on for free.
Thank you again for being a part of our Credit Union family! We look forward to serving you on your financial journey!
February 2023
Dear Members,
iTHINK Financial members can now send money with Zelle® anytime in your Mobile Banking app or Online Banking. It is a fast, easy, and free way to receive and send money to friends and family! Just sign in to your iTHINK Financial Checking account and select "Zelle®" to get started. Visit ithinkfi.org/zelle to learn more.
Are you trying to build or rebuild your credit? The iTHINK Financial Credit Builder Visa® is the first step towards gaining a solid credit history. Your card is secured by a refundable deposit up to your approved credit line. You decide the amount. Other benefits include: no annual fee, no cash advance fee, no balance transfer fees, competitive rates, and compatibility with Apple Pay, Samsung Pay, Garmin Pay, and Google Pay. Apply Today!
Tax season is here! iTHINK Financial has partnered with TurboTax and H&R Block this tax season to get you your biggest possible refund! Get the tax help you need and special member savings with TurboTax and H&R Block. TurboTax allows you to file with the #1 best-selling tax software, to help you get your taxes done right and get your maximum refund, guaranteed. PLUS, as a credit union member, you can save up to $15 when you file with TurboTax. With H&R Block, whether you want to meet with a tax pro in-office, via drop-off, or send your documents virtually, let the tax pros do the rest. As a credit union member, first-time filers will receive $25 off their expert tax prep, and returning customers get the Tax Identity Shield® add-on for free. Click here for more information.
Do you love golf like I do? iTHINK Financial is the official credit union sponsor of the Honda Classic Golf Tournament! You could win four tickets to the February 26th Golf Tournament at PGA National Resort. Enter by February 11th at ithinkfi.org/honda-classic-giveaway.
- A “Your Business – From Vision to Reality” business webinar hosted by the iTHINK Financial Team on Wednesday, February 22nd, from 6:00 p.m. – 7:00 p.m.
- A “How to Weather a Bear Market” webinar hosted by the iTHINK Financial Wealth Management team on Thursday, February 23rd, from 11:00 a.m. - 12:00 p.m. Attend our introductory webinar to learn about: What a “bear market” is and its recent history, along with behavioral finance, and how it affects decision-making.
- A live Homebuyer Webinar presented by iTHINK Financial Mortgage experts on Tuesday, February 28th, from 6:00 p.m. – 7:00 p.m.
January 2023
Dear Members,
Happy New Year! I hope you all survived the hustle and bustle of the holidays! 2022 was an amazing year for your credit union, and I’m proud to say that we remain financially strong and continue to grow. We are so glad you have decided to grow with us financially. No matter where you are on your financial journey, we want to be a part of it! At iTHINK Financial, you are family, and we love our members. Cheers to another year together!
We know the holidays can derail your budget! iTHINK Financial’s Skip-A-Payment can help you free up some cash so you can get back on track. It’s extra money just when you need it! Skip-A-Payment allows you to postpone the due date of your next iTHINK Financial loan payment by one month without hurting your credit! A low $30 fee per skipped payment will apply. It is available on several iTHINK Financial loans.
Do you own a business? Our Business Checking Account has a low $50 opening balance with no minimum balance fees and offers: reduced transaction fees if you have an active Business Loan with iTHINK Financial, waived transaction fees with a Business Deposit relationship of $5,000 or more, and access to Business eDeposits for high-volume check deposits. Visit ithinkfi.org/business for more information.
Are you one of our South Florida members and love golf? iTHINK Financial is now the official credit union sponsor of the Honda Classic Golf Tournament! You could win four tickets to the February 26th Golf Tournament at PGA National Resort. Enter by February 11th at ithinkfi.org.
Another exciting South Florida event we are proud to be a sponsor of is the South Florida Fair! Visit the iTHINK Financial booth at the 2023 South Florida Fair this January 13th through the 29th! Enjoy iTHINK Financial Day on Tuesday, January 17th, for $2 admission, rides, and food items! As a proud sponsor of the event, iTHINK Financial offers guest a chance to win big prizes, including two tickets to a 2023 concert at the iTHINK Financial Amphitheatre. Or you could win one of three $100 Visa® gift cards.
It’s always giving season at iTHINK Financial and we need your help. The iTHINK Financial Community Foundation has partnered with Habitat for Humanity of South Palm Beach
County to “build up” Habitat Partner Families as they begin their journey of homeownership by awarding a family with the furnishings for their new home. We are accepting donations through the end of January. Please consider donating today by visiting ithinkfi.org/foundation and choose a Building Up amount in the “Donation Amount” dropdown menu.
January is the best time for committing to improve your finances. Join us for our free webinars:
- A “Social Security & Your Retirement” webinar hosted by the iTHINK Financial Wealth Management team on Thursday, January 19th from 11:00 a.m. - 12:00 p.m. You’ll find out more about your Social Security benefits and discuss the role they play when setting a clear direction for your financial future.
- A “Creating a Business Plan” business webinar hosted by the iTHINK Financial Team on Wednesday, January 25th from 6:00 p.m. – 7:00 p.m. In this webinar, you’ll learn the basics of how to write a business plan.
- A live Homebuyer Webinar presented by iTHINK Financial Mortgage experts on Tuesday, January 31st, from 6:00 p.m. – 7:00 p.m.
For more information or to register for one of these webinars, click here.
We have two great certificate specials to offer you this month to earn money on your savings: A 4-month and a 15-month certificate. So, start saving for your future with these limited-time certificate specials! Remember, our deposits are federally insured by NCUA.
We look forward to being with you on your financial journey and serving you another year! May 2023 be your best year yet!