Understanding Emergency Funds & Savings Accounts in 2025
Oct 01, 2025Understand key differences between emergency funds and savings accounts to build stronger financial security and reach your savings goals. Click to learn more.
Financial Support During the Federal Shutdown
With parts of the U.S. government shut down (effective Oct 1, 2025), some members may see delayed pay or benefits. iTHINK Financial can help with payment relief and account options tailored to your situation.
Click here to learn about our options for financial assistanceGet big protection for your iTHINK Financial cards in a tiny chip!
If a chip-activated terminal is available, follow these easy steps:
If a merchant is not yet chip-activated, you can still swipe your card to pay.
Q. What is a chip card?
A: iTHINK Financial Visa Credit Cards now feature chip technology. You’ll enjoy global acceptance plus an enhanced level of security.
Q. How does chip technology protect my information?
A: Whenever you use your card at a chip-activated terminal the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
Q. Where can I use a chip card?
A: You can use your card at millions of places that accept Visa credit cards, at home and around the world.
Q. Can I still swipe my card to pay?
A: Yes. If a merchant is not yet chip-activated, you can continue to swipe your card.
Q. Will I have to pay any fees to use a chip card?
A. No. There are no additional fees to use a chip card.