Christmas in July With 2x The Points!
Celebrate the season early with 2X rewards on every purchase!
From July 1 to July 31, 2026, earn 2X points on all purchases when you use your iTHINK Financial myRewards Visa® Signature Credit Card or myRewards Business Visa® Credit Card. Whether you’re shopping for summer sales, booking travel, or checking gifts off your list early, every swipe earns you more rewards all month long!
Not a cardholder yet? Apply today.
Make every purchase count with your myRewards Visa® Signature and Visa® Platinum Cards
myRewards* VISA® Signature Credit Card Features
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- Earn up to 1% cash back rewards card—1 point for every $1 spent
- Credit limits up to $50,000
- No annual fee
- Points accumulate with eligible purchases (balance transfers and cash advances excluded)
- Track your points and redeem anytime in our Mobile Banking App or Online Banking
- Dedicated member support is available for rewards assistance with Amplify at 866-799-6456****
- No International Service fee
- No Cash Advance or Balance Transfer fees
- 25-Day Grace Period on Purchases
Take advantage of a 0.00% introductory APR on purchases for your first 7 billing
cycles.*** After that, a variable APR of 19.24% –24.50% will apply.
View Variable Rates
VISA® Platinum Credit Card Features
- Credit limits up to $50,000
- No annual fee
- No Cash Advance or Balance Transfer fees
- 25-Day Grace Period on Purchases
- Fixed-Rate, lifetime balance transfer rate on new cards
Balance Transfer Special
To access this rate, Balance transfers of $500 or more can be processed through iTHINK Financial Mobile App or Online Banking. Balance Transfer requests under $500 must be completed by the Credit Union.**
View Variable Rates
myStart VISA® Platinum Credit Card Features
- Credit limit $300 - $1,000
- No annual fee
- No Cash Advance or Balance Transfer fees
- 25-Day Grace Period on Purchases
- Designed for ages 18–24 to help you start building credit early
View Variable Rates
Are You Looking For A Business Credit Card?
Turn everyday business expenses into valuable rewards with iTHINK Financial's myRewards* Business Visa® Credit Card.
myRewards Program Disclosures
For more information, please refer to our Credit Card Agreement Learn more about the VISA® Zero Liability Policy
Click here for full Credit Card Disclosures and VISA® Credit Card Account Agreement. Credit subject to approval and income verification. Certain conditions may apply.
*Click Here for Complete Terms and Conditions
**Balance transfers of $500 or more can be processed online. For members with an active iTHINK Financial Visa Platinum credit card, the balance transfer rate is based on your credit rating at the time the card was opened. The loan rate for new cards will be based on the borrower’s creditworthiness. Credit is subject to approval and income verification. Certain conditions may apply. Online Banking transfers and overdraft transfers are processed as Cash Advance transactions and do not qualify as Balance Transfer transactions. Balance Transfer proceeds may not be used to pay down or toward another iTHINK Financial loan or debt.
*** myRewards VISA® Signature Credit Card is for consumers only. Credit subject to approval, terms apply. APR is based on creditworthiness and will vary with the market based on the Prime Rate. APR range depicted, after introductory period ends, is based on current rates and assumes no changes to the Prime Rate. The introductory rate promotion may be removed or changed at any time and without notice. The rates are accurate as of Dec 15, 2025
****The dedicated member support provided for the myRewards program is operated by a third-party service and is not affiliated with iTHINK Financial Credit Union. iTHINK Financial is not responsible for the content, availability, or services offered through this support channel.