Join Online Today

It's easiest to Apply Online!

However you can always call us at 800.873.5100 or email us at for an application and more information.

You may also download a PDF version of our Membership Application that you can print and fill out offline. Then bring it in to any of our many branch locations!

Already started an application? Return to your Saved Application

Get started and apply for a Membership today!

It’s easy to apply for Membership at iTHINK Financial! Our online application process should take approximately 10 minutes, and you will need the following items:

  • U.S. Social Security Number
  • Valid U.S. Driver’s License, Passport, or State ID
  • Previous home address (if you have lived at your home address less than two years)
  • Credit/Debit Card or U.S. Checking/Savings account for funding
  • You must be a U.S. Citizen or a U.S. Permanent Resident and at least 18 years of age
  • You must remove any credit freezes prior to applying - click here to remove your credit freeze
Complete our Switch Kit to make it easy to move to iTHINK Financial.


To be eligible for Membership, you must fall into one of the following categories:

  • Work for or be retired from a Member Company
  • Live in an approved county
  • Worship or attend school in an approved county
  • Be an immediate family member of/live in the same household as an existing Member.

As a Member and owner for life, you can use the superior, valuable services of your Credit Union even if you move or change employers.


What approved counties does iTHINK Financial serve?

iTHINK Financial serves members who live, worship, or attend school in the following approved counties:

Counties in FloridaCounties in Georgia
County of BrevardCounty of Bartow
County of BrowardCounty of Cherokee    
County of HillsboroughCounty of Clayton
County of Indian RiverCounty of Cobb
County of MartinCounty of DeKalb
County of OkeechobeeCounty of Douglas
County of OsceolaCounty of Forsyth
County of Palm BeachCounty of Fulton
County of PinellasCounty of Gwinnett
County of PolkCounty of Henry
County of St. LucieCounty of Paulding
 County of Pickens



Qualify for Member Rewards* such as...

  • No Credit Union fees on foreign ATMs
  • Cash rebates on foreign ATM surcharges
  • Premium rates on Certificates
  • FREE official checks, wire transfers, and much more!


Benefits of Membership:

  • Low interest rate loans
  • 24/7 online account access through Online and Mobile Banking
  • Free Bill Pay, Mobile Check Deposits, and eStatements/eAlerts
  • Online pre-approval for mortgages, car loans, and credit cards
  • Personalized financial solutions
  • Lifelong Membership for you and your family
  • The personalized service that makes us unique
  • Respect and trust – values we believe in


Feel confident your money is safe with us!

Your savings at iTHINK Financial are federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a federal agency backed by the full faith and credit of the United States Government. For more information, please refer to the NCUA Share Insurance Brochure.

Apply For A Loan

If you are looking to apply for a Loan and join iTHINK Financial, you can use our secure Online Loan Application.

Member Testimonials

Read what our members have to say about being a Member of iTHINK Financial.

Professionalism and thoroughness delivered in a warm welcoming way…muita obrigado Neide Costa. You are an exemplar of the great service provided by iTHINK Financial.

Thomas Terracino

Thank you, Neide Costa, Mortgage service specialist, for answering all of my questions quickly, efficiently and in a way that I could easily understand. You were a godsend at a time when I was getting extremely frustrated with my inability to reach a person from iTHINK.

Debra Peters

I can’t thank Bianca and Jeff enough for not only getting the best interest rate but making the entire car loan application process stress less! Always available for questions during the process and giving guidance on next steps! This is my second auto loan with this credit union and both times have been a great experience and saved me so much money! Thank you!!

Bridgette B.

I love the Credit Union. Everyone is very friendly and personable, whenever I enter they call me by my last name. I also like the branch manager very much – she is very professional. Love it! No matter how far away I am from them, I will always go there. Very friendly, all of them definitely have good people skills.

Corlis Rasheed

I have used the Credit Union for the past 10 years for all of my banking needs – checking, savings, money market, car loans, mortgage, home equity and now my HSA. When I walk in I am greeted by name. Tell me what other bank makes you feel welcome? It has that warm, homey bank next door atmosphere that I have not found anywhere else and customer service with a smile! Like it’s supposed to be!

Linda Bennington

I am so glad to be a Credit Union member, especially in today’s volatile banking climate where consumers are being gouged for every conceivable fee or rate increase. I hear all the horror stories and am grateful that my credit union does not pull the shenanigans that I see in the “regular” banking industry. Thank you for doing business with integrity!

Anne H.

I became a member last year and just recently refinanced my mortgage. The entire experience was quite pleasant. Everyone could not have been more helpful, more personable, more attentive to my needs…well I could go on and on! I was a former BoA customer who was badly stung by their so called “customer service” in the most appalling manner. I only wish I had come to my credit union sooner. Thank you, thank you, thank you!

Michele L.

Thanks to the best home loan department ever, I was able to move into my new home in record timing. This was my third time purchasing a home, but I can say this was the best customer service experience I have had.

Samuel Boykins

Switch Kit

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Member Experience Program

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FamilyPlus Program

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Government Identification Regulations

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