iTHINK Financial: Unleash Your Money's Potential With This Month's Promotions!

CEO Message

CEO Monthly Message

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Certificate Special

Certificate Promotion

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Webinar

Webinars & Seminars

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Digital Banking Upgrade Center

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Credit Cards

Credit Cards

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Electrifying Concert Crowd and Lights

iTHINK Scratch-N-Play

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Payments

Payments

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my Card

My Cards

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Financial holiday snow globe with Christmas tree

Security & Fraud Center

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November Promotions & Member Updates

What’s Happening This Month at iTHINK Financial
From special savings opportunities and rewards to exciting giveaways and financial resources, there’s plenty happening at iTHINK Financial this month. Explore our latest promotions and discover more ways to make the most of your membership.

A Video Message from Our CEO

There’s a new way to hear directly from iTHINK Financial leadership!

Our latest CEO Message is now available on video, giving members an easy way to stay connected and hear directly about what’s happening at the Credit Union.

Take a few minutes to watch the latest update and hear about the exciting things happening at iTHINK Financial.

Watch the CEO Message

Make the most of your membership this season with extra rewards, convenient card tools, holiday giving opportunities, and educational webinars.

Grow Your Savings This November

Make your money work harder with a 10-month Certificate at 4.25% APY* or a 45-month Certificate at 4.00% APY*, available throughout November. Minimum deposit: $1,000.

Veterans Day Certificate Special

Three Days to Start Saving More

Earn 4.50% APY* with a 6-month Certificate, available November 11–13, 2026. Open yours with a $1,000 minimum deposit before the offer ends at midnight EST on November 13.

Explore Certificate Offers

APY = Annual Percentage Yield.

 

Travel More. Shop More. Earn More.

Make your holiday purchases more rewarding! From November 1 through December 31, 2026, earn 5X points on qualifying travel purchases and 2X points on everything else with your iTHINK Financial myRewards Visa® Signature Credit Card or myRewards Business Visa® Credit Card.

Explore myRewards

Paze®: A Faster Way to Check Out

Spend less time entering card details and more time enjoying your purchases. Paze lets you check out at participating online merchants with your eligible iTHINK Financial debit or credit card—without sharing your actual card number with the merchant. No separate app to download!

Discover Paze

My Cards: Manage Your Card Your Way

Take control of your iTHINK Financial Visa® with convenient tools in Digital Banking and the Digital Banking App. Activate a new card, set or change your PIN, manage transaction limits, customize card alerts, and submit travel notifications—all in one convenient place.

Explore My Cards

Put Your Home’s Equity to Work

Planning home improvements or preparing for a major expense? An iTHINK Financial Home Equity Line of Credit offers flexible access to your home’s equity, with a 6.50% introductory Annual Percentage Rate (APR) for the first 12 months.*

Explore Your HELOC Options

After the introductory period, a variable APR applies, currently ranging from 7.25%–12.25% as of September 16, 2026. Your rate depends on creditworthiness, loan-to-value, and other qualifications. Credit approval and membership eligibility required. Property insurance required. See the HELOC page for complete rates, fees, terms, and conditions.

Jingle Bells and Joy Drive: Give a Little Joy

Help brighten the holidays for local children! Support the iTHINK Community Foundation’s Jingle Bells and Joy Drive by donating an unwrapped toy for a child ages 4–5 or purchasing a $1 donation icon at your local branch. Toy donations are accepted through January 1, 2027.

Help Spread Holiday Joy

Scratch-N-Play: Your Next Concert Could Be on Us

Scratch, play, and enter for a chance to win “Concerts for a Year,” awarded as $3,000 in Concert eGift Cards! Plus, play daily for a chance to win $15, $25, or $50 in Concert Cash®. The promotion ends December 7, 2026.

Scratch & Play

No purchase necessary. Open to legal Florida or Georgia residents ages 18 and older. Ends December 7, 2026, at 11:59 p.m. ET. Void where prohibited. See official rules for eligibility, prize details, and restrictions.

November Educational Webinars

Homebuyer Webinar: Take the Next Step Toward Homeownership

Tuesday, November 17, 2026 | Noon–1 p.m. ET

Get ready for your homebuying journey. Learn how to prepare, explore your options, and understand what to expect throughout the buying process so you can move forward with confidence.

Register for the Homebuyer Webinar

Business Webinar: Increase Your Website Sales & Leads Using SEO

Wednesday, November 18, 2026 | Noon–1 p.m. ET

Help more customers find your business online. Discover practical ways to improve your search rankings, strengthen website content, and attract visitors who could become your next customers.

Register for the Business Webinar

Wealth Management Webinar: Make Sense of Social Security

Thursday, November 19, 2026 | 11 a.m.–Noon ET

Understand your Social Security options before making important retirement decisions. Learn about starting benefits, coordinating benefits with a spouse, and how Social Security fits into your overall retirement plan.

Register for the Social Security Webinar

 

Member Testimonials

I have been a member since the beginning when I lived in Tampa in 1988. For the last 25 years I've been in Atlanta. Roberta Farmer has been my favorite person to work with! Whether I was going to the Wildwood branch or Marietta it's always a pleasure to be recognized and have a very pleasant encounter with Roberta! She is always helpful. ☺️ -

Marsha T.

I have had a great experience with iTHINK since becoming a member. Today I came in to do several transactions. Maria Johnson helped with my needs. She was of great help. Everything was done fast and effectively. I recommend Maria highly.

Bob G.

The person who helped me was very friendly and knowledgeable. They made quick work of my problem, and I was very impressed with their professionalism.

Marti F.

Sent my daughter to open account. We love the bank and the people. Both my husband and I have used the same banker and he was the one to help her. She had the same great experience with him. Mr. Mirza is fantastic and very professional.

Cynthia S.

I can’t thank Bianca and Jeff enough for not only getting the best interest rate but making the entire car loan application process stress less! Always available for questions during the process and giving guidance on next steps! This is my second auto loan with this credit union and both times have been a great experience and saved me so much money! Thank you!!

Bridgette B.

We went in to our local branch to see about doing a few Banking issues. The Staff were Outstanding in every way. In my Opinion iThink went out of there way to help us. The personal touch with a hometown value. I would recommend them to everyone.

Charlie M.

I became a member last year and just recently refinanced my mortgage. The entire experience was quite pleasant. Everyone could not have been more helpful, more personable, more attentive to my needs…well I could go on and on! I was a former BoA customer who was badly stung by their so called “customer service” in the most appalling manner. I only wish I had come to my credit union sooner. Thank you, thank you, thank you!

Michele L.

Had an amazing experience here!! All the employees were very kind.

Stella C.

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