Loans

It's easy to apply for a loan at iTHINK Financial! Finance the purchase of your next vehicle, unexpected expense, debt consolidation, or anything you want or need!

Learn about our loan options below.

Vehicle Loans

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Personal Loans

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Student Loans

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Make a Fast & Easy Loan Payment

Featured Loan Rates

  • Auto Loans as low as

    4.24% APR*

  • Boat Loans as low as

    5.24% APR*

  • GOLF CART LOANS AS LOW AS

    5.24% APR*

  • Motorcycle Loans as low as

    5.24% APR*

  • Term Loans as low as

    10.15% APR*

  • Share Secured Loans as low as

    5.00% APR*

Already Applied? Check Your Loan Status.

Check the status of your loan application, securely upload loan-related documents, or communicate with your Loan Officer.

Member Testimonials

I can’t thank Bianca and Jeff enough for not only getting the best interest rate but making the entire car loan application process stress less! Always available for questions during the process and giving guidance on next steps! This is my second auto loan with this credit union and both times have been a great experience and saved me so much money! Thank you!!

Bridgette B.

I have used the Credit Union for the past 10 years for all of my banking needs – checking, savings, money market, car loans, mortgage, home equity and now my HSA. When I walk in I am greeted by name. Tell me what other bank makes you feel welcome? It has that warm, homey bank next door atmosphere that I have not found anywhere else and customer service with a smile! Like it’s supposed to be!

Linda Bennington

Effective Date: Jul 1, 2022

Refer to Visa Credit Card Rates and Fees for details on Visa® Credit Cards.

*APR=Annual Percentage Rate. Rates based on terms, credit score, and other conditions. Inquire within for details. Not all members will qualify for the lowest auto loan rate. Rates subject to change without notice. All iTHINK Financial Loans, including Visa® Credit Cards, are subject to income and identification verification. Contact a Member Service Advisor for the most current rates, terms, fees and conditions that may apply. The consumer loan disclosures are located here: Consumer Lending Plan; credit card disclosures are here: Visa Credit Card Account Agreement and Visa Rates and Fees. The loan rates are accurate as of disclosed effective date and are subject to the Modification of Plan paragraph in the Truth-In-Lending Disclosure Statement and Agreement. Terms reflected on the Loan Rate sheet are maximum terms allowed. The Credit Union may require shorter repayment terms for certain loan amounts.

 

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