Turn everyday spending into Cash Back!
✔ Earn 10,000 bonus points with $3,000 in purchases during your first 90 days.*
✔ Take advantage of a 0.00% introductory APR on purchases for your first 7 billing cycles.** After that, a variable APR of 19.99% –24.99% will apply.
✔ Use your card. Earn points. Get rewarded.
View and redeem your rewards anytime through your iTHINK Financial Mobile Banking App or Online Banking.
Manage myRewards Account
myRewards Program Highlights
- Earn up to 1% Cash Back rewards card—1 point for every $1 spent
- Points accumulate with eligible purchases (balance transfers and cash advances excluded)
- Track your points and redeem anytime in our Mobile Banking App or Online Banking.
- Dedicated member support is available for rewards assistance with Amplify at 866-799-6456***

Redeem Your myRewards Points
Use your points your way:
- Cash Back – choose a deposit to your savings, checking, or as a statement credit
- Shop – redeem for merchandise, gift cards, or event tickets
- Travel & Experiences – book trips or unique experiences
- Everyday Convenience – use points at checkout or to fuel up
- Give Back – donate points to charitable causes like the iTHINK Community Foundation
VISA® Signature Credit Card
Visa Signature Credit Card Benefit Details
Travel & Roadside
Car Rental Discounts and Special Offers (Avis & Budget)
Roadside Dispatch®
Pay-per-use 24/7 roadside assistance (towing, tire changes, lockouts, etc.).
Travel and Emergency Assistance Services
24/7 help line for medical, legal, and emergency travel services
Lifestyle
VISA® Signature Concierge:
24/7 assistance for travel planning, dining reservations, tickets, and more.
Visa Luxury Hotel Collection
Includes seven guaranteed perks at over 900 properties, such as:
3 PM late checkout (when available)
Credit Health
Dovly Uplift™
A tool to help improve credit score by disputing errors on credit reports
Retail Benefits
VISA® Signature offers (exclusive discount offers on select merchants and destinations)
Zero international service fees
CHECK YOUR LOAN APPLICATION STATUS
Want to check the status of your application, securely upload related documents, or communicate with your Loan Officer?
myRewards Program Disclosures
* A one-time bonus of 10,000 points will be awarded to members who spend $3,000 in purchase transactions within the first 90 days of opening their myRewards VISA® Signature Credit Card account. If all qualifications are met, these bonus points will be credited within 30 days of meeting the spending threshold. Transactions such as cash advances or balance transfers do not qualify towards the $3,000 spending requirement. For more details on rewards terms and conditions, please visit ithinkfi.org/myrewards. The bonus point promotion may be removed or changed at any time without prior notice.
** myRewards VISA® Signature Credit Card is for consumers only. Credit subject to approval, terms apply. APR is based on creditworthiness and will vary with the market based on the Prime Rate. APR range depicted, after introductory period ends, is based on current rates and assumes no changes to the Prime Rate. The introductory rate promotion may be removed or changed at any time and without notice. The rates are accurate as of July 14, 2025.
***The dedicated member support provided for the myRewards program is operated by a third-party service and is not affiliated with iTHINK Financial Credit Union. iTHINK Financial is not responsible for the content, availability, or services offered through this support channel.
It's easy to apply!
Just complete our simple online application to open your myRewards VISA® Signature Credit Card. Or contact us to apply at 800.873.5100, ext. 7701 or email us at loans@ithinkfi.org