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Our History

In 1969, a group of IBM employees got together (each giving $0.25) to form iTHINK Financial (formerly known as IBMSECU). Who would have thought that a set of quarters in 1969 would turn into one of the nation’s largest credit unions, with over $2 billion in assets and over 100,000 members across the country?

What Makes iTHINK Financial Unique?

That’s a good question. We are a financial institution similar to the others, but one thing sets us apart and makes a difference….

Our Personalized Service, Without It We’d Be Just Another Financial Institution!

Join iTHINK Financial today and you’ll see the difference clearly. Read on to learn some of the many ways that we provide you with personalized service.

Our Mission Is Service Excellence!

At iTHINK Financial, we have made it our mission to provide our members with what we call Service Excellence. This means that each and every experience you have with your credit union should be a memorable one.

We have even developed the Member Experience Program (MX) [link to MX program page] to ensure that you are treated the way you deserve to be treated, like our most valuable asset!

You’re Not Only A Member – You’re An Owner!

When you join the credit union, you automatically become an owner. We are a not-for-profit organization governed by a Board of Directors made up of members like you, elected by you. What you have to say really matters!

Providing The Right Solutions To Your Needs!

You can turn to your credit union for the right solutions to all of your financial needs! We have a complete range of products and services including: Checking and Savings accounts, Money Market accounts, Certificates, IRAs, First and Second Mortgages, Car Loans, Visa Credit Cards, Business Services, and much more. You can access these products and services on your terms: in the branch, online, over the phone, via email and more!

Trust And Respect, Values We Believe In!

We respect that you have many choices and we understand that by bringing your financial needs to the credit union, you have placed your trust in us. Our promise to you is that we have and will always strive to provide you with Service Excellence and Superior Financial Solutions!

Our Credit Union Staff

We are proud that our credit union staff is made up of people of many different cultures that speak many different languages. We work together to provide Service Excellence to our diverse membership!

Feel Confident Your Money Is Safe With Us!

Your savings at iTHINK Financial will continue to be federally insured to at least $250,000 by the National Credit Union Administration (NCUA), a federal agency backed by the full faith and credit of the United States Government. For more information, please refer to NCUA’s Your Insured Funds.

Not a Member? Join us today!

It's easy to join! Apply for your lifetime Membership with iTHINK Financial in about 10 minutes.

Member Testimonials

One can feel the difference in dealing with people that treat people professional and with kindness. Membership counts when dealing with a credit union. The common bond is evident as one enters the premises. There is an atmosphere of a willingness to help. I ran a mortgage company in Massachusetts and tried to give the same personal attention to our clients. You just don’t get that from large impersonal banks. Just a number and not always number 1. Thanks again

Larry M.

I have always known, since childhood, that the credit union is a safe, friendly place to do business with. My experience with the credit union has always been superb. During March I ran into some financial difficulties while I was trying to complete payment to a builder that added an efficiency to my house. Due to the COVID-19 virus, work on the house stopped for four months due to repeated illness of the workmen. As a result, I had to continue paying my mortgage while paying the workmen for the work they had done plus what they had left to do. So I paid four months mortgage more than I estimated to pay. I applied to the credit union for a loan, and although I got less than what I wanted to borrow, I got the loan the next day. I was able to pay the builder the outstanding balance and I am forever grateful to the credit union, and, especially to Celine, who was very helpful in making that possible.

Efelin W.

Vastyana Campbell is one of the best customer service agents I have ever had the please of speaking with in a long time. She went above and beyond to help me resolve an issue. I could tell she really cared about the issue, your client, and helping me. It is not often you see those qualities in a customer service agent in a call center setting. She is a much needed breath of fresh air, and has a lasting affect on people. Her customer service makes me want to learn more about this bank for my personal needs. Vastyana Campbell YOU ROCK!!!


Professionalism and thoroughness delivered in a warm welcoming way…muita obrigado Neide Costa. You are an exemplar of the great service provided by iTHINK Financial.

Thomas Terracino

Thank you, Neide Costa, Mortgage service specialist, for answering all of my questions quickly, efficiently and in a way that I could easily understand. You were a godsend at a time when I was getting extremely frustrated with my inability to reach a person from iTHINK.

Debra Peters

I can’t thank Bianca and Jeff enough for not only getting the best interest rate but making the entire car loan application process stress less! Always available for questions during the process and giving guidance on next steps! This is my second auto loan with this credit union and both times have been a great experience and saved me so much money! Thank you!!

Bridgette B.

I have used the Credit Union for the past 10 years for all of my banking needs – checking, savings, money market, car loans, mortgage, home equity and now my HSA. When I walk in I am greeted by name. Tell me what other bank makes you feel welcome? It has that warm, homey bank next door atmosphere that I have not found anywhere else and customer service with a smile! Like it’s supposed to be!

Linda Bennington

I became a member last year and just recently refinanced my mortgage. The entire experience was quite pleasant. Everyone could not have been more helpful, more personable, more attentive to my needs…well I could go on and on! I was a former BoA customer who was badly stung by their so called “customer service” in the most appalling manner. I only wish I had come to my credit union sooner. Thank you, thank you, thank you!

Michele L.

Thanks to the best home loan department ever, I was able to move into my new home in record timing. This was my third time purchasing a home, but I can say this was the best customer service experience I have had.

Samuel Boykins

Our Community Commitment

iTHINK Financial’s mission is to deliver Service Excellence to the Membership and the communities we serve while ensuring the safety and soundness of the Credit Union. iTHINK Financial prides itself in supporting our communities

Upcoming Events

Check out the upcoming events happening at iTHINK Financial.

jun 19

Juneteenth Closure

JUNE 19TH, 2024

jun 25


JUNE 25TH, 2024 @ 12:00PM - 1:00PM

jun 26