Reward yourself with savings and perks just for being an active iTHINK Financial member! The higher your balances, the more savings you'll receive.

Rewards Levels

Do you know what your current Rewards level is? Log on to Online Banking and find out! (Rewards levels are also printed on your monthly statements.)

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Diamond Level

Average monthly balance of all share accounts is $100,000 or more.

Benefits:

  • Personal Account Officer
  • Share Account Monthly Service Fee – No fee
  • All non-iTHINK Financial ATMs – No fee from iTHINK Financial
  • ATM Surcharge Rebates on non-Credit Union ATMs – up to $10 per month upon request
  • Premium Rates on Certificates
  • Wallet Duplicate Checks – One box free every 12 months
  • Stop Payments – No Fee
  • Outgoing Domestic Wire Transfers – No Fee
  • Overdraft Transfers from Share Account – No Fee
  • And much more

Platinum Level

Average monthly balance of all share accounts is $25,000 or more
or
Average monthly balance of all loans/Visa Credit Cards is $40,000 or more (all first mortgage balances excluded)

Benefits:

  • Share Account Monthly Service Fee – No fee
  • All non-iTHINK Financial ATMs – No fee from iTHINK Financial
  • ATM Surcharge Rebates on non-Credit Union ATMs – up to $6 per month upon request
  • Premium Rates on Certificates
  • Wallet Duplicate Checks – One box free every 12 months
  • Stop Payments – No Fee
  • Outgoing Domestic Wire Transfers – No Fee
  • Overdraft Transfers from Share Account – No Fee
  • And much more

 

Gold Level

Average monthly balance of all share accounts is $5,000 or more
or
Average monthly balance of all loans/Visa Credit Cards is $15,000 or more
or
Have an active Credit Union First Mortgage, Second Mortgage, or Home Equity Line of Credit.**

Benefits:

  • Share Account Monthly Service Fee – No fee
  • All non-iTHINK Financial ATMs – No fee from iTHINK Financial
  • Stop Payments – 50% off fee
  • And more

Bronze Level

Average monthly balance of all share accounts is $300 or more
or
Have an active Checking Account
or
Average monthly balance of all loans/Visa credit cards is $1 or more

Benefits:

  • Share Account Monthly Service Fee – No fee
  • And more

Advance to Gold Level today with:
Average monthly balance of all share accounts is $5,000 or more OR
Average monthly balance of all loans/Visa Credit Cards is $15,000 or more OR
Have an active Credit Union First Mortgage, Second Mortgage, or Home Equity Line of Credit.**

MEMBERSHIP BENEFITS

New Members enjoy no Credit Union ATM fees at any ATM for the first six months of Membership.

 

♦ = No FeeREWARDS LEVELS*
BenefitDIAMONDPLATINUMGOLDBRONZE
Checking Account Fee
(no fee for myWallet Checking)
$1.90$1.90$1.90$1.90
Share Account Monthly Service Fee (average monthly balance of all share accounts less than $300)$0$0$0$0
Non-iTHINK Financial ATM Fees$0$0$0$3.00
ATM Surcharge RebateUp to $10.00 per month upon requestUp to $6.00 per month upon requestN/AN/A
Stop payment$0$0$15.00$30.00
Wire Transfer Domestic – Outgoing$0$0$15.00$15.00
Official ChecksNo Fee
(limit 3 per month)
No Fee
(limit 3 per month)
$5.00$5.00
Premium Rates on CertificatesAvailableAvailablen/an/a
Wallet Duplicate Checks
(check printing fee depends on style of checks ordered)
1 free box of CU standard logo checks every 12 months1 free box of CU standard logo checks every 12 monthsFees ApplyFees Apply
Overdraft Transfers from Share Account$0$0$7.00$7.00
Personal Account Officer$0N/AN/AN/A

 

All Members with a qualified Checking Account receive:

  • Automatic overdraft protection from your membership Savings account
  • Free Visa® Debit Card with access to over 60,000 surcharge-free ATMs (at the Credit Union or ATMs displaying the Allpoint, CULIANCE, CUHere, and Moneypass network logos)
  • Unlimited deposits and withdrawals
  • Unlimited check writing
  • 24/7 account access through Online, Mobile, and Telephone Banking
  • Free Bill Pay
  • Free eDeposits and eTransfers
  • Free text and email account alerts
  • Free eStatements
  • ID Theft Protection and Credit Monitoring services included with myChoice Checking accounts. myWallet Checking account holders can purchase these services for an additional fee.

 


Not a Member? Join us today!

It's easy to join! Apply for your lifetime Membership with iTHINK Financial in about 10 minutes.

*Some restrictions and conditions apply. Please speak to a Member Service Advisor or see our Membership Disclosure and Fee Schedule for information concerning fees and penalties as well as charges for services not included in the REWARDS program. Eligibility for each REWARDS level is determined on the first business day of each month, calculated on the average share and loan balances of the prior month. REWARDS level benefits will not apply for Members with a negative share balance or loan delinquency of 35 days or greater until their account and/or loan balance is brought current or for Members that have caused a loss to the Credit Union, such as a charge off. Business accounts and loans are not eligible for Membership benefits or REWARDS levels. REWARDS pricing subject to change without notice.

**Mortgage must be serviced by iTHINK Financial and must have an average balance of $1.00 or more to qualify for REWARDS benefits.

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