SKIP-A-PAYMENT WITH QUICK PAY
Quick Pay Helps you make loan payments faster and easier.
Manage your loan balances and pay them through Online Banking or via our Mobile Banking App.
Another helpful feature is iTHINK Financial's Skip-A-Payment. Is your budget a little tight this month? Skip-A-Payment can help you free up some cash for times like this. It's extra money just when you need it!* It allows you to postpone the due date of your next iTHINK Financial loan payment by one month.
Quick Pay is another way for you to repay your iTHINK Financial loans. It allows you to make your loan payments anytime, anywhere, quickly and securely from your desktop or mobile devices.
You don't need to register for this service in Online Banking, nor do you need to log into Online or Mobile Banking to use this service!
Access Quick Pay
Make a loan payment without logging in to Online Banking! There will be an identity verification process using your Member Number or Social Security number and date of birth. You can also access Quick Pay through Online Banking or the Mobile Banking App by selecting "Quick Pay" from the quick links menu.
Here’s how it works:
Once inside Quick Pay, you can make loan payments using either a credit card* or any internal iTHINK Financial account or external financial institution account.
Just select the loan you want to pay and choose your preferred payment method:
- Internal Transfer - Transfer a payment from your internal credit union account to your loan account. Your accounts will display with available balances and your payment/transfer will be posted immediately if made before 10:45 p.m. ET (otherwise it will post the next day). You can schedule recurring payments.
- External Transfer - For Online Banking users that have enrolled in our eTransfers service, transfer a payment from your non-iTHINK Financial account. Your payment will be posted the next business day if submitted before 3:00 p.m. ET. You can schedule recurring payments.
- eCheck - Transfer a payment from your non-iTHINK Financial account to your loan account. Your payment will be posted the same day if submitted before 4:00 p.m. ET on a business day. You can schedule recurring payments.
- Credit/Debit Card* - Payment will be posted immediately if made before 10:45 p.m. ET (otherwise it will post the next day). American Express cards are not accepted. You can schedule recurring payments. Card payments will include a fee of 2% of the payment amount with a maximum of $50.00.
You can make a single one-time payment or schedule recurring monthly payments until your loan is paid off or the payment is cancelled.