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Branch Lobby Closures: We have closed all branch lobbies until further notice. Drive Up access is available at our branches with a Drive Up. Rest assured, your funds are federally insured to at least $250,000 by the National Credit Union Administration (NCUA). Click here for more information.
IBMSECU is now iTHINK Financial! Click here for more information.
IRA

IRAs

Gain Financial Strength with an IRA.*

 

  • Traditional, Roth, or Education IRAs available
    • Traditional – offers tax-deferred growth
    • Roth – allows you to withdraw funds tax-free
    • Education – offers tax-free withdrawals to pay for higher education
  • No setup, maintenance, or closing fees
  • No annual fees
  • Excellent Annual Percentage Yields available
  • Rollover into an IRA at no cost     

How much can I contribute each year?

  • Contributions are up to $6,000 for Traditional IRAs and Roth IRAs
  • Contributions are up to $2,000 for Education IRAs
  • Special increase for ages 50+ – Ask about the extra $1,000 you can invest

IRA Resources

Click here for additional IRS information and to download current tax forms.

Calculators: Use our financial calculators to figure out how much you need to save for retirement and more.

Smart Tax Planning: Educational Module 

Contact us to open your IRA today!

Call your Credit Union representative at 800.873.5100 or email us at serviceplus@ithinkfi.org for more information.

 
*APY=Annual Percentage Yield. $1,000.00 minimum opening balance required. All iTHINK Financial Individual Retirement Accounts (IRA) are subject to address and identification verification and approval. Certain terms and conditions may apply. Please refer to Important Information for Our Members and Membership Fees & Service Charges or contact a Member Service Advisor for details the fees, penalties, terms and conditions that may apply.

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BALANCE Webinar: IDENTITY THEFT SOLUTIONS on Apr 14

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BALANCE Webinar: IDENTITY THEFT SOLUTIONS on Apr 23

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Live Homebuyer Webinar on Apr 28

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