Money market accounts are interest-bearing accounts that typically pay a higher interest rate than a savings account.


Log in to Online Banking to open your Money Market Account today!


Money Market Account Rates

Money Market Max Account*

Account Balance Tier Dividend Rate APY*
$0.00 – $9,999.99 0.45% 0.45%
$10,000.00 – $24,999.99 0.45% 0.45%
$25,000.00 – $49,999.99 0.50% 0.50%
$50,000.00 – $99,999.99 0.60% 0.60%
$100,000.00 – $249,999.99 1.00% 1.00%
$250,000.00 – Unlimited 1.44% 1.45%

*APY = Annual Percentage Yield is accurate as of Mar 24, 2026, and is subject to change at any time.  Tiered Accounts: The dividend rate is paid based on the total balance in the account.  Fees may reduce earnings. Rates are variable and may change after the account is opened.  $500 Minimum balance is required to avoid a minimum balance fee.  Please refer to a current Membership Disclosure , Fee Schedule, and Share Account Rate Sheet, or contact a Member Service Advisor at 800.873.5100 or serviceplus@ithinkfi.org, or visit a branch near you for more details on the rates, terms, penalties, fees and conditions that may apply.

Not a Member? Join us today!

It's easy to join! Apply for your lifetime Membership with iTHINK Financial in about 10 minutes.

Join Us

Featured Blogs

BUDGETING, FINANCIAL PLANNING, INVESTMENT, SAVINGS

Saving vs. Investing: Elevate Your Financial Game with iTHINK Financial!

By: iTHINK Financial | Jan 03, 2024
Read Post
BUDGETING, CHECKING, FINANCIAL PLANNING, SAVINGS

Kickstart Your Financial Resolutions

By: iTHINK Financial | Jan 03, 2024
Read Post
BUDGETING, SAVINGS

5 Tips to Help You Become Debt Free in 2023

Jan 19, 2023
Read Post
SHARE