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Auto Loans

New Auto & Truck Loans

Rates As Low As*

Term*

1.99

up to 36 months

APR*

1.99% - 13.84%

37 - 72 months

APR*

2.24% - 14.74%

73 - 84 months

APR*

3.59% - 15.24%

Used Auto & Truck Loans

Rates As Low As*

Term*

1.99

Up to 36 months

APR*

1.99% - 13.84%

37 - 60 months

APR*

2.49% - 14.49%

61 - 72 months

APR*

2.94% - 15.24%

73 - 84 months

APR*

3.84% - 15.74%

Motorcycle, Boat, & RV Loans

Motorcycles

Rates As Low As*

Term*

4.24

New, up to 72 mo

APR*

4.24% - 15.49%

Used, up to 72 mo

APR*

4.49% - 16.49%

Boats

Rates As Low As*

Term*

4.24

New, up to 120 mo

APR*

4.24% - 16.74%

Used, up to 120 mo

APR*

4.49% – 16.99%

Motorhomes

Rates As Low As*

Term*

4.24

New, up to 120 mo

APR*

14.24% - 16.74%

Used, up to 120 mo

APR*

4.49% - 16.99%

Camping Trailers

Rates As Low As*

Term*

4.24

New, up to 120 months

APR*

4.24% - 16.74%

Used, up to 120 months

APR*

4.49% - 16.99%

Personal Loans

Share Secured Loans

Rates As Low As*

Term*

4.00

Up to 120 months

APR*

4.00%

Certificate Secured Loans

Rates As Low As*

Term*

4.00% above Certificate rate**

Up to 120 months

APR*

+ 4.00%** above Certificate Dividend Rate

Term Loans

Rates As Low As*

Term*

10.15

Up to 60 months

APR*

10.15%-17.40%

Use our Auto Buying service to find your next new or used car.

Not only will we find that perfect car for you, we’ll get you the best price for it! Plus, get a .25% discount on your Credit Union Auto Loan when you use one of our Auto Buying services.

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Effective Date: Nov 2, 2021

Refer to Visa Credit Card Rates and Fees for details on Visa® Credit Cards.

*APR=Annual Percentage Rate. Rates based on terms, credit score, and other conditions. Inquire within for details. Not all members will qualify for the lowest auto loan rate. Rates subject to change without notice. All iTHINK Financial Loans, including Visa® Credit Cards, are subject to income and identification verification. Contact a Member Service Advisor for the most current rates, terms, fees and conditions that may apply. The consumer loan disclosures are located here: Consumer Lending Plan; credit card disclosures are here: Visa Credit Card Account Agreement and Visa Rates and Fees. The loan rates are accurate as of disclosed effective date and are subject to the Modification of Plan paragraph in the Truth-In-Lending Disclosure Statement and Agreement. Terms reflected on the Loan Rate sheet are maximum terms allowed. The Credit Union may require shorter repayment terms for certain loan amounts.

**Contact the Credit Union for the present Certificate rates to determine the current APR.