Auto Loans
Rates As Low As* {{RatePlaceholder}}
New Auto & Truck Loans
Term*
APR*
up to 36 months
5.49% - 18.00%
37 - 48 months
5.99% - 18.00%
49 - 60 months
6.24% - 18.00%
61 - 72 months
6.94% - 18.00%
73 - 84 months
7.84% - 18.00%
Used Auto & Truck Loans
Term*
APR*
up to 36 months
5.49% - 18.00%
37 - 48 months
6.24% - 18.00%
49 - 60 months
6.49% - 18.00%
61 - 72 months
7.44% - 18.00%
73 - 84 months
8.09%- 18.00%
Motorcycle, Golf Cart, Boat, & RV Loans
Rates As Low As* {{RatePlaceholder}}
New Motorcycle Loans
Term*
APR*
up to 36 months
6.49% - 17.09%
37 - 48 months
6.74% - 17.74%
49 - 60 months
6.74% - 17.74%
61 - 72 months
8.74% - 18.00%
Used Motorcycle Loans
Term*
APR*
up to 36 months
6.74% - 17.59%
37 - 48 months
6.99% - 18.00%
49 - 60 months
6.99% - 18.00%
61 - 72 months
8.99% - 18.00%
Golf Carts
Rates As Low As* {{RatePlaceholder}}
New Golf Cart Loans
Term*
APR*
up to 36 months
6.49% - 17.09%
37 - 48 months
6.74% - 17.74%
49 - 60 months
6.74% - 17.74%
Used Golf Cart Loans
Term*
APR*
up to 36 months
6.74% - 17.59%
37 - 48 months
6.99% - 18.00%
49 - 60 months
6.99% - 18.00%
Boats
Rate As Low As* {{RatePlaceholder}}
New Boat Loans
Term*
APR*
up to 36 months
6.49% - 17.09%
37 - 48 months
6.74% – 17.74%
49 - 60 months
7.24% – 18.00%
61 - 72 months
9.24% – 18.00%
73 - 120 months
9.99% – 18.00%
Used Boat Loans
Term*
APR*
up to 36 months
6.74% - 17.59%
37 - 48 months
6.99% - 18.00%
49 - 60 months
7.49% - 18.00%
61 - 72 months
9.49% - 18.00%
73 - 120 months
10.24% - 18.00%
Motorhomes
Rates As Low As* {{RatePlaceholder}}
New Motorhome Loans
Term*
APR*
up to 36 months
6.49% - 17.09%
37 - 48 months
6.74% - 17.74%
49 - 60 months
7.24% - 18.00%
61 - 72 months
9.24% - 18.00%
73 - 120 months
9.99% - 18.00%
Used Motorhome Loans
Term*
APR*
up to 36 months
6.74% - 17.59%
37 - 48 months
6.99% - 18.00%
49 - 60 months
7.49% - 18.00%
61 - 72 months
9.49% - 18.00%
73 - 120 months
10.24% - 18.00%
Camping Trailers
Rates As Low As* {{RatePlaceholder}}
New Camping Trailer Loans
Term*
APR*
up to 36 months
6.49% - 17.09%
37 - 48 months
6.74% - 17.74%
49 - 60 months
7.24% - 18.00%
61 - 72 months
9.24% - 18.00%
73 - 120 months
9.99% - 18.00%
Used Camping Trailer Loans
Term*
APR*
up to 36 months
6.74% - 17.59%
37 - 48 months
6.99% - 18.00%
49 - 60 months
7.49% - 18.00%
61 -72 months
9.49% - 18.00%
73 -120 months
10.24% - 18.00%
Personal Loans
Share Secured Loans
Term*
APR*
36 - 120 months
6.00%
Certificate Secured Loans
Term*
APR*
36 - 120 months
+6.00%** above Certificate Dividend Rate
Unsecured Term Loans
Term*
APR*
up to 36 months
11.15% - 18.00%
37 - 48 months
11.15% - 18.00%
49 - 60 months
11.15% - 18.00%
Use our Auto Buying service to find your next new or used car.
Not only will we find that perfect car for you, we’ll get you the best price for it! Plus when you use the iTHINK Financial Auto Buying Service and finance your next vehicle loan with us, you’ll receive a free, lifetime myEZ Car Care membership, with travel and vehicle maintenance discounts and more.
Effective Date: Jul 1, 2022
Refer to Visa Credit Card Rates and Fees for details on Visa® Credit Cards.
*APR=Annual Percentage Rate. Rates based on terms, credit score, and other conditions. Inquire within for details. Not all members will qualify for the lowest auto loan rate. Rates subject to change without notice. All iTHINK Financial Loans, including Visa® Credit Cards, are subject to income and identification verification. Contact a Member Service Advisor for the most current rates, terms, fees and conditions that may apply. The consumer loan disclosures are located here: Consumer Lending Plan; credit card disclosures are here: Visa Credit Card Account Agreement and Visa Rates and Fees. The loan rates are accurate as of disclosed effective date and are subject to the Modification of Plan paragraph in the Truth-In-Lending Disclosure Statement and Agreement. Terms reflected on the Loan Rate sheet are maximum terms allowed. The Credit Union may require shorter repayment terms for certain loan amounts.
**Contact the Credit Union for the present Certificate rates to determine the current APR.