myChoice Checking Account – $25 Opening Deposit Required

Account Balance Dividend Rate APY*
$0.00 - $3,000 6.82% 7.00%
$3,000 + 0.05% 0.05%
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All Checking Accounts Include*

  • Automatic overdraft protection from your membership Savings account
  • Free Visa® Debit Card with access to over 60,000 surcharge-free ATMs (at the Credit Union or ATMs displaying the Allpoint, CULIANCE, CUHere, and Moneypass network logos)
  • Unlimited deposits and withdrawals
  • Unlimited check writing
  • 24/7 account access through Online, Mobile, and Telephone Banking
  • Free Bill Pay
  • Free Mobile Check Deposits and eTransfers
  • Free text and email account alerts
  • No minimum balance
  • No below daily minimum balance fee
  • No direct deposit requirement

Need to Reorder Checks?

You can order checks through Clarke American today.

Reorder checks here

*APY = Annual Percentage Yield. Rates subject to change. iTHINK Financial accounts are subject to qualification. Please refer to ithinkfi.org or contact a Member Service Advisor for terms, conditions and fees. Message and data rates may apply for text banking. International Service Assessment (ISA) fees may apply to non-U.S. Debit card transactions. All checking accounts include free eStatements, with paper statements available for a monthly fee; see the current fee schedule for details. A $5.00 monthly service fee will be assessed each month on all personal Checking accounts except for myWallet Free Checking. Limit (1) monthly service fee per membership, even if you have more than one Checking account. Federally insured by NCUA. Limit (1) myChoice Checking account per member.

**Identity Theft Protection and Credit Monitoring administered by a non-affiliated, third-party provider.

***Must be at least thirteen (13) years old with a qualified joint owner of at least eighteen (18) years of age or older to open a myWallet Youth Checking account. Award is based on account balance and will be in the form of promotional giveaway items. Please visit your local branch for promotional giveaway award. ATM Surcharge Rebates on non-Credit Union ATMs up to $10 per month upon request. Members who sign up for eStatements will no longer receive paper statements in the mail.

****Early Direct Deposit is available for members that set up direct deposit with their employer or other payer to receive electronic deposits. Payments for Early Direct Deposit are dependent on the timing of your payer’s payment instructions, and therefore, you may not always see your direct deposits paid early. Early Direct Deposit posting dates and times may vary between payments. This service applies to credits to all account types and you cannot opt out of service. Other exceptions may apply.

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