THINK Financial Branch Hours:
Open 8:30 a.m. to 4 p.m. Monday–Thursday and 8:30 a.m. to 6 p.m. Fridays
1 Checking Account Bonus: To qualify for the Checking Account $50 Bonus, the checking account must be opened and funded the same day as the Membership is opened. Bonus will be paid within 90 days of account opening. One checking account bonus per membership; multiple checking accounts do not qualify for multiple bonuses.
2 Direct Deposit Bonus: To qualify for the $75 Direct Deposit Bonus, $1,000 in qualifying Direct Deposits must be received into a qualifying checking account within the first 90 days of membership being opened. A qualifying direct deposit is defined as an electronic deposit of regular income, such as salary, pension, or Social Security benefits, made by your employer or other payor into your account. Ineligible Transactions: Examples of non-qualifying transfers and deposits include but are not limited to the following: teller deposits, wire transfers, debit card transfers, ATM transfers, Online or Mobile Banking transfers or deposits, or transfers from another financial institution or brokerage account. Bonus will be paid within 90 days of satisfactorily completing the requirements.
3 myRewards Credit Card: A one-time bonus of 10,000 points will be awarded to members who spend $3,000 in purchase transactions within the First 90 days of opening their myRewards VISA® Signature Credit Card account. Transactions such as cash advances or balance transfers do not qualify towards the $3,000 purchase requirement. Maximum possible payout $400 + 10,000 points, currently valued at $100, when combined with the myRewards Credit Card.
4 Deposit Bonus: To qualify for the tiered bonus, all of the following must be completed: A qualifying checking account must be opened and funded the same day as the Membership is opened. A checking account must have received a qualifying direct deposit within the First 90 days of membership being opened. Member must apply for and be approved for an iTHINK Financial consumer credit card within the First 90 days of the Membership being opened. One bonus will be paid based on the highest qualifying Deposit Tier achieved. Deposit Tier is calculated using the average daily balance (ADB) over the First 90 days of membership in all deposit accounts under the membership. ADB is calculated using the total ending balance every day for the First 90 days of membership, divided by 90 days.
5 APY = Annual Percentage Yield. Rates subject to change. iTHINK Financial accounts are subject to qualification. Please refer to ithinkfi.org or contact a Member Service Advisor for terms, conditions, and fees. Message and data rates may apply for text banking. APY is accurate as of 03/01/2026. Fees may reduce earnings.
