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Introducing Credit Score
Credit Score, powered by Savvymoney®, is available to our members through iTHINK Financial Online Banking or Mobile app. It is a free service to help our members understand their credit score by giving them access to their full credit report. Additionally, members will have access to financial tips and education, credit offers based on their score, a credit score simulator, credit monitoring alerts, and more!
Login to iTHINK Financial Online Banking or Mobile App. Enroll in Credit Score by selecting the Credit Score widget in the dashboard and agree to the terms of agreement.
YOUR CREDIT SCORE. DAILY. AND SECURE.
Access your credit score and report on our mobile app and online banking
BENEFITS OF CREDIT SCORE:
- Daily Access to your Credit Score
- Real-Time Credit Monitoring Alerts
- Credit Score Simulator
- Personalized Credit Report
- Special Credit Offers
- And More!
The benefits are endless, so there is no need to wait.
What Is a Credit Score?
Your credit score is a three-digit number that typically ranges from 300 to 850—and yes, higher is better.
It gives lenders a quick snapshot of how you manage credit, including how consistently you pay your bills and handle debt.
Why Is a Good Credit Score Important?
A good credit score can save you money—plain and simple.
When your score is higher, you’re more likely to qualify for better rates and terms. That means you could save thousands of dollars on major purchases like a car or a home.
Knowing your score—and how to improve it—puts you in control of your financial future.
What Is Considered a Good Score?
Credit scores are based on your credit history. Here’s how they typically break down using the VantageScore® 3.0 model:
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